Artificial Intelligence (AI) is revolutionizing the fintech industry, making financial services faster, smarter, and more secure. AI-powered fraud detection systems analyze real-time transactions to identify suspicious activities, preventing financial crimes before they happen. Machine learning algorithms enhance customer experiences by offering personalized financial advice, predicting spending patterns, and automating investment decisions. AI-driven chatbots provide instant support, reducing the need for human intervention in banking services. Additionally, AI improves risk assessment in lending, helping financial institutions approve loans more accurately. As AI technology continues to evolve, its role in fintech will expand, creating a more intelligent, automated, and efficient financial ecosystem.